The storm passed twenty minutes ago. Your lawn looks like a golf range, your downspouts spit black granules, and your neighbour's already on a ladder. Now what? Take a breath. You have time to do this properly, but not unlimited time. This page walks you through exactly what to do next, and how we (Kole and Vlash, the owner-operators behind this family-run company) fix hail damage right the first time as part of our Calgary roof repair services.
Hail damage rarely announces itself. After 15+ years repairing Calgary roofs, here's what we check on every inspection:
One bruised shingle leaks slowly. Fifty bruised shingles fail your roof in 3–5 years instead of 20.
Because Alberta insurers enforce claim deadlines (typically 12 months from the storm date), waiting costs you real money. Our inspection takes 45–60 minutes. You receive a photo report documenting every impact point, slope by slope, in the format adjusters expect. No charge, no pressure, no sales script. If your roof escaped damage, we tell you that too.
Schedule Kole's Free VisitSame-week availability across Calgary.
The adjuster meeting makes most homeowners nervous. It shouldn't. We meet your insurance adjuster on-site, walk the roof together, and point out every impact our report documented. When the initial scope misses damage (and it frequently does), we file supplements with photo evidence to correct it. We'll also explain your ACV vs RCV payout structure (actual cash value deducts depreciation; replacement cost value pays the full repair) and how your deductible applies. We can't promise your claim gets approved. Nobody honestly can. But we make sure your insurer sees everything the storm actually did.
Isolated damage on one slope? A targeted repair restores your roof for hundreds, not thousands. But when impacts cause widespread mat fracture across multiple slopes, patching becomes throwing money at a failing system: each bruise becomes a future leak. Our rule after 15+ years: if damage spreads across more than 30% of a slope, replacement protects you better than repair. We show you the photos, explain both paths with real numbers, and let you decide.
If you're replacing anyway, upgrade once and stop repeating this cycle. Class 4 shingles carry the UL 2218 Class 4 impact rating, the highest available. To earn it, a shingle survives a 2-inch steel ball dropped from 20 feet, twice in the same spot, without cracking. We install two proven options: Malarkey Vista, built with NEX polymer-modified (rubberized) asphalt that flexes on impact instead of fracturing, and Owens Corning Duration STORM, which pairs SBS polymer-modified asphalt with the SureNail strip for wind grip in chinook season.
One honest note: these shingles resist hail. Nothing makes a roof hail-proof. Class 4 dramatically reduces damage; it doesn't eliminate it.
Both ratings come from the same UL 2218 steel-ball test: the ball size changes.
| Feature | Class 3 shingles | Class 4 shingles |
|---|---|---|
| UL 2218 test | Survives a 1.75-inch steel ball dropped from 20 feet | Survives a 2-inch steel ball (roughly 40% more impact energy) twice in the same spot |
| Hail performance | Handles moderate hail | Handles the 30–50 mm stones Calgary storms regularly produce |
| Material | Often standard asphalt, which shatters like a cold cookie | Polymer-modified asphalt (Malarkey NEX, Owens Corning SBS) absorbs impacts like a rubber mat |
| Our recommendation | Adequate elsewhere | For Calgary, we recommend Class 4 every time |
Run the numbers. Class 4 shingles typically add $2,000–$4,000 to a full replacement, depending on roof size. Against that: several Alberta insurers offer premium discounts for UL 2218 Class 4 roofs (ask yours for specifics; percentages vary by company), plus you avoid repeated deductibles every time hail returns.
Tile handles hail differently. A Class 3–4 impact-rated concrete tile shrugs off storms that shred asphalt shingles, which is why hail rarely tops the failure list on a tile roof: the flashing, ridge mortar and underlayment go first. If that describes your house, start with concrete tile roof repair instead.
And it returns. Calgary sits in hail alley, the corridor running from Calgary through Airdrie, Cochrane, and Chestermere, where summer storms strike multiple times per season. The June 2020 Calgary hailstorm caused roughly $1.4 billion in insured damage, one of the costliest natural disasters in Canadian history. We repaired roofs across northeast Calgary for months afterward. Standard shingles failed; Class 4 roofs largely held. That's the whole case.
We're not a call centre dispatching subcontractors. Kole and Vlash, European-trained roofers with 15+ years of hands-on Calgary hail repair experience, climb every roof personally. We serve Calgary, Airdrie, Cochrane, Chestermere, Canmore, and Banff.
Kole Perkeqi & family
Founder
Hail already cost you enough. Don't let a rushed repair cost you twice.
Most Alberta home insurance policies require you to file within one year of the storm date, though some enforce shorter windows. Check your specific policy wording and file as early as possible. Early documentation strengthens your claim and avoids deadline disputes.
Targeted repairs (replacing damaged shingles on one slope, resealing dented flashing) typically run $400–$1,500. Full replacements after widespread mat fracture range from $8,000–$20,000+ depending on roof size and material. If your insurer approves the claim, you pay only your deductible.
Most Alberta homeowner policies cover hail damage, but payout depends on whether you carry ACV (actual cash value, which deducts depreciation) or RCV (replacement cost value, which pays full repair cost) coverage. We can't guarantee approval, but our documented photo reports give adjusters the evidence they need.
Yes, and it usually is. Bruised shingles and mat fractures hide beneath intact-looking granule surfaces. Ground-level clues like granule piles at downspouts and dented vents suggest damage, but only an on-roof inspection confirms the extent. That's why we inspect every slope by hand.
No, and any roofer who says otherwise is overselling. Class 4 shingles pass the UL 2218 test (a 2-inch steel ball dropped from 20 feet without cracking), which means they resist most Calgary hail far better than standard shingles. Severe storms can still cause damage; Class 4 reduces it dramatically rather than eliminating it.
Within weeks, not months. Granule loss exposes asphalt to UV degradation immediately, and bruised spots absorb moisture through Calgary's freeze-thaw cycles. Each cycle widens cracks. A roof repaired within 30 days of the storm avoids the secondary water damage that drives costs up significantly.
Several Alberta insurers offer premium discounts for roofs with documented UL 2218 Class 4 shingles, but the amount varies by company and policy. Ask your insurer directly before replacement, and keep your installation documentation. We provide the paperwork confirming the rated product installed.
Call now or book online. We answer the phone ourselves.
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What the Class 4 upgrade really adds to a Calgary roof, which insurers help pay for it, and the one email to send your broker before you sign the roofing contract.
Read the guideWhich rulebook governs your roof, what it requires for shingles, ice and water shield, attic ventilation and insulation – with the section numbers so you can hold any contractor to it.
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